The payment layer internet businesses actually need.
Suby is a payment infrastructure platform. Your customers pay with card, bank transfer, Apple Pay, Google Pay, or stablecoins. You get paid out to your bank account, or directly in USDC or EURC in your wallet. Anywhere in the world, no bank account required.
Book a call →One integration. Every pay-in, routed to every pay-out.
Every transaction is routed in real-time to the best available acquirer or stablecoin rail, maximising success rates and minimising fees automatically. One integration covers every way to pay in and every way to pay out.
- Card, Visa & Mastercard
- Bank transfer, SEPA, ACH, wire
- Apple Pay & Google Pay
- Stablecoins, USDC, EURC, USDT
- Bank account, EUR & USD
- PayPal & Venmo
- USDC or EURC to wallet
- No bank account required
4% flat. No hidden fees.
Stripe quotes 2.9% then adds FX markups, cross-border fees, payout friction, and conversion costs. The real bill is often 7 to 15%. Suby's 4% is the final number. Card or crypto, domestic or international.
One platform, multiple capabilities.
Payments, crypto, gating and invoicing, all on the same rails. Cards, wallets and stablecoins under the hood, with a different surface for every way you get paid. One integration, whatever the use case.
- Embedded checkout in ~5 lines of code
- Subscriptions with smart dunning & auto-retries
- No-code paylinks, live in 60 seconds
- One-time charges, card or crypto
- Fraud scoring & chargeback shielding
- Multi-currency settlement, oracle FX, no markup
- Auto-swap: pay in any token, receive USDC on Base
- Deposits from Solana, Bitcoin, Tron & all EVM chains
- WalletConnect + Phantom, MetaMask, Coinbase, Ledger
- Every major chain, 100+ tokens, no re-integration
- Custody: your wallet or a unified Suby balance
- Pick accepted chains & tokens per checkout
- Sell access to Telegram groups & Discord servers
- Members pay in card or crypto
- Access granted & revoked automatically
- No code, no bots to build
- Create and send an invoice in seconds
- Your client pays however they want, card or crypto
- You receive what you want: bank, stablecoin or wallet
- Multi-currency, no manual conversion
From $500K to $10M by end of 2026.
We're on track for a 20x growth year. $10M in committed merchant volume is in active integration or contract discussions across SaaS, NFT marketplaces, DeFi protocols, and gaming.
Sony
Impossible Finance
Rarible
Almanak
Stable Jack
Three trends converging.
Stablecoin adoption, an underserved SMB market, and incumbents drifting upmarket. The window to build the next-generation payment layer is open, and it won't stay open for long.
How we make money.
We charge differentiated pricing per rail. Crypto at 1.5% (1.25% net margin). Cards at 4% all-in (1.5 to 2% net margin). As volume shifts toward crypto, our gross margin expands structurally while merchants pay less.
Backed by the best rails.
Suby integrates directly with tier-1 infrastructure providers. We don't reinvent the rails, we orchestrate the best ones. Three partners are already live in production; two more have signed and are being wired in.
Most of it is already live.
Suby is not vapor. The platform is in production, processing real volume. Features marked Not on Stripe are our category-defining differentiators.
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Crypto Payments Not on StripeUSDC, USDT, USDT0, SOL, ETH, BNB, POL, MON on Base, Solana, Arbitrum, BSC, Ethereum, Polygon and Monad, via WalletConnect or Smart Account Deposit.
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Card → Bank Account PayoutAccept cards, settle to EUR or USD bank account.
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Card → Stablecoin Payout Not on StripeAccept cards, settle directly in USDC on Base.
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WalletConnect & Smart Deposit Not on StripePay from any wallet in one click, smart CEX deposit detection.
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API, No-Code, Discord & Telegram IntegrationShip Suby anywhere: full REST API, embeddable paylinks, native Discord and Telegram bots.
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Multiple Pay-in OptionsApple Pay, Google Pay, Klarna, Cash App, Alipay and more at checkout.
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More Chains & Tokens Not on StripeExpanding crypto payment coverage with new networks, stablecoins, and auto swap & bridge.
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Crypto Payment with Fiat Payout Not on StripeAccept crypto at checkout and settle directly to your EUR or USD bank account, no manual conversion required.
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Fraud Detection & ProtectionSmarter risk scoring and automated rules to block fraudulent transactions before they hit your merchants.
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Checkout Optimization Not on StripeSend richer data to ad platforms like Meta Pixel, display customer reviews at checkout, and offer product bundles to lift conversion.
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Dispute ManagementGuided workflows and pre-built evidence templates to help merchants win more chargeback disputes.
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Payment SDKDrop-in client libraries to embed Suby checkout natively in your site or app, with full control over the UI and no redirects.